18 Best Cashback Apps (And Sites) That Pay You to Shop in 2021

One approach to lower your expenses whereas procuring is utilizing a cashback web site.

You’re going to store anyway, proper? Why not earn some further money when you accomplish that?

Also, the cash you earn by procuring on-line can prevent cash on procuring journeys.

Check out these web sites that give money again to see if one (or extra) of them may be a good way for you to earn some further money as you store on-line.

Our Top Picks:

MyPoints Large retail choice, quick rewards to PayPal
Ibotta Link loyalty rewards, bonus incentives for referrals and extra
Rakuten Large cashback program and incentives plus referral and sign-up bonus

Top Cashback Sites

Some of those web sites are extra well-known than others, however all can pay you money to store on-line.

Here is all you want to learn about each so you possibly can earn as a lot money again as attainable.

1. Rakuten

Rakuten is likely one of the hottest cashback procuring portals. The firm has helped members earn over 1 billion {dollars} in cashback to-date, in accordance to its web site. That a LOT of cashback.

Here’s the way it works. Before you store on-line, you go to the Rakuten web site and login to your account (it’s free to open one). While you’re in Rakuten, you click on on the hyperlink to the shop or shops the place you need to store.

After you make your purchases, Rakuten will credit score you in your cashback. Rakuten offers cashback of various quantities from over 1,800 on-line retailers, in accordance to its web site.

Depending on which shops you store at, you’ll get completely different cashback percentages.

Here are some examples:

  • Kohl’s: 3%
  • Macy’s and Groupon: 6%
  • Sephora: 4%
  • Walmart: Up to 7%
  • Sierra Trading Post: 2.5%

They additionally characteristic different money incentives at instances, similar to “X cashback when you spend X dollars” at a collaborating retailer. As you possibly can see, they’ve all kinds of shops to select from when procuring on-line.

There’s a cashback retailer associate for almost everybody at Rakuten.

And as with another money again websites (extra on that beneath), Rakuten usually has sign-up bonuses for brand new members. They additionally pay members for referring others who enroll and use this system. 

You’ll get your money again mechanically as soon as per quarter, both through PayPal or through a examine.

Rakuten has one of many greatest lists of shops collaborating in their cashback rewards program. It’s positively value testing.

Trustpilot rating: 4.2 out of 5

Related Post: Rakuten (Formerly Ebates) Review: Is Rakuten a Scam or Legit?

2. Swagbucks

You’ve most likely heard of Swagbucks. You may know that they pay you for quite a lot of actions.

Swagbucks can pay you for:

And they’ll additionally pay you for procuring on-line. Since it launched, Swagbucks has paid members over 281 million {dollars} in money and present playing cards. Want to get in on the cash?

Here’s how one can earn cashback by procuring on-line.

First, you will have to turn out to be a Swagbucks member. It’s free to be a part of, so no worries there. Then you possibly can log in to your account.

On the left sidebar, you’ll see a tab that claims “Shop.” It’s situated proper beneath the “Home” button. Once you click on the “Shop” button, the location will populate an inventory of shops, together with their cashback quantities.

You can scroll by way of the record or search by retailer. As with Rakuten, every retailer affords numerous cashback quantities.

Here are some examples from the Swagbucks web site:

  • 2 p.c cashback from Best Buy
  • 1 p.c cashback from Kohl’s
  • Up to 10 p.c cashback from Hotels.com
  • Up to 5 p.c cashback from Amazon
  • 6 p.c cashback at Macy’s

After you full your procuring, Swagbucks will credit score your account together with your earned SB factors. Those factors can then be transformed into PayPal Cash.

Bonus: One good factor about Swagbucks is that there are different methods to earn cashback apart from procuring. I’ve talked about a few of these methods above: taking surveys, watching movies, and so on.

However, you possibly can earn bonus Swagbucks by referring others too. And the corporate frequently runs sign-up bonuses for brand new members. Lots to love about looking for cashback right here.

Trustpilot rating: 4.3 out of 5

3. Ibotta

I’ve to say that I’m a giant fan of Ibotta. They make it really easy to earn cashback!

To date, they’ve paid out over 200 million {dollars} in cashback to customers. Founder and CEO Bryan Leach needed to create a straightforward approach for smartphone customers to earn cashback on purchases.

And he did! Ibotta is tremendous easy to use. After you obtain the free Ibotta app, you simply click on on the app earlier than you store.

When the app hundreds, it allows you to select which retailer or shops you need to see offers from. When you click on on the shop(s) you’re going to be procuring at, the entire affords for that retailer pull up.

Ibotta has affords from every kind of shops and retailers – over 300 of them, together with:

  • Target and Walmart
  • Albertsons, Kroger and Food Giant
  • Amazon
  • Costco, Sam’s Club and Trader Joe’s

So, after you select the shop the place you need to store, you possibly can view all present affords for that retailer.

Bonus: You can set your account to embrace solely the shops you like.

Ibotta Offers

Offers may embrace quite a lot of choices.

Here are among the affords you may see:

  • 25 cents cashback on any merchandise
  • 25 cents cashback on any model of canine treats
  • $2.00 again on Ziploc model luggage
  • 50 cents cashback on any model chocolate milk
  • Various cashback affords in your favourite manufacturers grownup drinks
  • Differing cashback affords in your favourite meals, medicines and extra

So, after you discover a suggestion for one thing you need or want to purchase, you click on on the checkmark for the supply. Then it’s added to your basket.

When you’re executed discovering affords, you click on on the pink “Shop” button. Ibotta will take you to the location you need to store at, and also you’ll proceed to do your on-line procuring as regular.

After you’ve completed procuring, you merely get rerouted again to Ibotta and get to see your money deposit. When you attain a minimum of $10 in cashback, you possibly can have the cash transferred to your PayPal account.

Other Things to Know About Ibotta

Other cool issues about Ibotta embrace the truth that your cashback is credited to your account nearly instantly. The web site usually has “bonus” incomes alternatives as nicely, similar to sign-up and referral bonuses.

Another factor to learn about Ibotta is that you should utilize the app while you store in-store as nicely.

And if the shop you store at has a loyalty or rewards program, you could have the ability to hyperlink that program to your Ibotta account.

All you will have to do is scan the bar code in your receipt, and Ibotta will do the remainder for you. In three months span utilizing Ibotta, I earned over $40 in cashback. And I used to be solely utilizing it to store half the time.

Ibotta is my favourite cashback web site for incomes cash whereas I store, however you may like among the others I’m going to discuss higher.

Trustpilot rating: 1.8 out of 5

Related Post: Ibotta Review: Can You Really Make Money Buying Groceries?

4. Capital One Shopping

Capital One Shopping (beforehand Wikibuy) works a bit in another way than another cashback websites.

It doesn’t offer you cashback straight. Instead, it’s a very free worth comparability instrument that works on Amazon and hundreds of different procuring websites.

When you store by way of the Capital One Shopping portal, it scours the online for aggressive costs on the objects you need to purchase.

In addition, Capital One Shopping additionally searches for low cost codes, coupon codes and extra.

It even has a worth drop notification instrument that reveals you if a web-based retailer has dropped their worth on an merchandise you’re taking a look at.

When you store and buy utilizing Capital One Shopping, you can even earn credit. Then you should utilize your accrued credit to get free present playing cards from quite a lot of on-line shops.

Some of the shops embrace:

  • Walmart
  • Lowe’s
  • Nike
  • Wayfair

Capital One Shopping is free to use, too. You don’t have to have a Capital One card however it doesn’t harm to have one. So, together with incomes factors for procuring, you will discover aggressive charges.

Disclosure: Capital One Shopping compensates us while you get the browser extension utilizing the hyperlinks supplied.

Trustpilot rating: 4.6 out of 5

5. TopCashback

As with web site like Rakuten, TopCashback provides you with a money rebate while you store on-line. The rule continues to be the identical: you want to entry the shops you need to purchase from by way of the TopCashback procuring portal.

When you store on-line utilizing the portal, TopCashback will credit score your account for the share again listed on the location.

Some companions with embrace:

  • CafePress
  • Macy’s
  • Levi
  • Bloomingdale’s
  • Verizon
  • Aveda
  • Wallgreens

When you’re prepared to get the money you’ve earned, you possibly can select to obtain it through PayPal, ACH, present card, or different decisions.

Trustpilot rating: 4.6 out of 5

6. Upromise

Upromise is a cashback web site with a better function. When you earn cashback by way of Upromise, the cash goes towards school bills for you, your kids, or different individuals in your life.

When you join a Upromise account, you possibly can earn rewards in plenty of methods. You can open a Upromise Mastercard and earn cashback on purchases.

The cashback you earn goes into your Upromise account and may be transferred to a 529 account.

You can even earn rewards with restaurant purchases utilizing your debit/bank card. A 3rd approach you possibly can earn is by procuring on-line by way of the Upromise procuring portal.

When you hyperlink your 529 account to your Upromise account, you possibly can switch the rewards you earn through Upromise to your 529.

Trustpilot rating: Listed on Trustpilot however no scores as of this writing.

7. BeFrugal

BeFrugal offers you cashback of up to 40% from over 5,000 shops. The BeFrugal web site says they assure the very best cashback payout.

The course of is similar as others talked about right here:

  1. Shop on-line at your favourite shops
  2. Access these shops by way of the BeFrugal procuring portal
  3. Complete your purchases through your portal entry
  4. Earn your cashback

You can select to get your cashback through PayPal, Venmo, examine, Direct Deposit, or present card. Eligible retailer websites embrace Amazon, Walmart, Target, Best Buy, Home Depot, and extra.

Trustpilot rating: 4.2 out of 5

8. Mr. Rebates

Mr. Rebates companions with over 3,000 shops to offer you cashback.

Some associate shops embrace:

  • Ace Hardware
  • Amazon
  • Walmart
  • Walgreens
  • Target
  • Darden Restaurants (i.e. Olive Garden)

As with different related websites, it’s extraordinarily essential that you simply entry, store, and full your order by way of the Mr. Rebates web site.

If you permit the location throughout your procuring session, your cashback earnings might not be credited to your account.

Mr. Rebates provides you with your earned money through examine, PayPal, or you may get a present card from chosen retailers.

Trustpilot rating: 3.7 out of 5

9. Earny

Earny is a Chrome browser extension that, when activated, earns you cashback for on-line purchases. One cool factor about Earny is that it has a worth monitoring characteristic.

So, as you store on-line, Earny will preserve monitor of costs across the net for the objects you’re looking for. After you’ve bought, Earny retains monitor of digital receipts to your e mail inbox.

When the worth drops on objects you’ve bought, Earny mechanically credit the account you used for the acquisition with the distinction.

You don’t have to contact the shop, negotiate your refund or something. Earny takes care of all of it. Cost to you: free.

Trustpilot rating: None listed

10. Honey

(*18*) is one other free browser extension that helps you lower your expenses. When you utilize it as you store on-line, it helps you discover the perfect coupon codes on the web.

The Honey web site says the typical person low cost is 17.9%.

Like Earny, the Honey extention works mechanically. It companions with over 30,000 retailers to discover you the perfect costs on stuff you purchase on-line.

Then Honey mechanically provides the perfect coupon code it may well discover to your cart. Honey additionally has a droplist characteristic. When you add objects to your Droplist account, Honey will notify you as soon as it detects a worth drop.

Trustpilot rating: 4.6 out of 5

11. Shopkick

Have you ever heard of Shopkick?

As with Rakuten, you want to store on-line by way of the Shopkick portal in order to earn your rewards (they’re referred to as “kicks”). Just open your Shopkick account (it’s free to accomplish that), log in, and get began.

Available on iOS and on Android.

With Shopkick, you should utilize the factors you earn by procuring on-line to get free present playing cards.

Some of the shops supply free present playing cards to embrace:

  • Target and Walmart
  • Lowe’s Home Improvement Store
  • Fandango and Uber
  • Amazon and eBay

Looking for straight-up money in your on-line procuring rebates? Just get your present playing cards to shops you utilize for groceries and different stuff.

Then take the cash you’ll have spent on groceries out of your checking account and use it for no matter you want.

Bonus: There are different methods to earn kicks apart from procuring on-line. You can earn kicks for merely strolling into choose shops. Plus, you possibly can earn kicks for scanning the barcodes on choose objects at these shops.

Making in-store purchases can earn you kicks too, as can watching movies on the Shopkick web site. Want extra kicks? Start encouraging mates to join Shopkick.

You can earn up to 25,000 kicks for inviting mates who enroll and use the service.

Head over to the web site to study extra about Shopkick and the way they’ll pay you to store.

Trustpilot rating: 4.0 out of 5

12. RebatesMe

RebatesMe has paid out over $30 million in cashback to buyers. They’ll offer you cashback of up to 55% on purchases at over 3,000 shops.

Like different websites talked about right here, you merely want to store through your RebatesMe account portal to earn your low cost.

Some of the shops that supply reductions:

  • Walmart and Target
  • Nike and Foot Locker
  • Sephora
  • Macy’s

Bonus: they’ve bought a formidable record of specialty shops for cashback on purchases too.

Once you’ve earned a minimum of $10, you possibly can request your cashback through PayPal, bank card or mailed examine.

RebatesMe provides you with a $5 enroll bonus in case you earn a minimum of $10 cashback throughout your first twelve months as a member.

In addition, you possibly can earn referral bonuses of up to $10 every while you refer members who enroll and store by way of RebatesMe.

Trustpilot rating: 3.4 out of 5

13. Drop

Drop is one other app that pays you for procuring on-line. But it really works a bit in another way than the others we’ve talked about to date. The app has over 1 million members and relies out of Toronto, Canada.

If you’re 16 years outdated or older and have a legitimate cellphone quantity, you possibly can be a part of Drop. You want a legitimate cellphone in order to enter your safety code while you be a part of. VoIP’s like Skype and Vonage don’t work with Drop.

It’s free to be a part of Drop, and after you be a part of, you want to hyperlink your credit score and debit playing cards to your account. Don’t fear: Drop makes use of bank-level encryption to preserve all your info protected and safe.

So, after you be a part of and hyperlink your playing cards, you’ll earn factors each time you spend together with your activated affords. Drop can pay you in factors while you store at your activated retailers.

Note: Drop has a lot of retailers you possibly can earn rewards factors from, however you possibly can solely have 5 activated retailers at a time.

Therefore, it’s essential to select your retailers fastidiously. The variety of factors you earn varies by retailer, in order that’s essential to concentrate to as nicely.

You may earn much less at Target than you do at Trader Joe’s, however you may spend 3 times as a lot cash at Target than you do at Trader Joe’s. So attempt to select your shops based mostly on the place you store essentially the most.

After you’ve earned your factors, you should utilize them to get free present playing cards to a number of in style shops.

Some of the present card choices embrace Starbucks, Amazon and Old Navy. Of course, there are others to select from too.

P.S. Drop can even pay you for referring mates.

Trustpilot rating: 4.1 out of 5

14. FlipGive

FlipGive is a enjoyable and completely different approach to earn money whereas procuring. So, like the opposite choices, FlipGive can pay you to store on-line. They may pay you to store on-line at a sure retailer or pay you to get a present card to that retailer.

When you’re prepared to withdraw your earnings, FlipGive will ship you an e-check.

You can earn cashback at tons of of shops together with:

  • Walmart, Target and Old Navy
  • Lowe’s Home Improvement Stores and Home Depot
  • Kohl’s, Macy’s and JCPenney
  • Buffalo Wild Wings and Texas Roadhouse
  • Bath and Body Works, and Bed, Bath and Beyond

This is simply to identify a couple of. There are many extra to select from as nicely.

Better Than Traditional Fundraising

Another cool factor about incomes cashback by way of FlipGive is you can create a group of buyers to improve your earnings.

For occasion, let’s say you’re attempting to earn cash to ship your child to non-public faculty. Just have grandmas, grandpas and different family members be a part of your group and store by way of FlipGive too.

All of their cashback reward {dollars} will go to your group, and also you’ll have the ability to earn much more! This may be a good way to permit family members to assist assist your efforts with out doing conventional fundraising.

Why is that good? Well, conventional fundraising forces individuals to purchase stuff they may not need to purchase. Conversely, with FlipGive you’re simply asking individuals to store as they’d usually store.

The solely distinction is that they do it through the FlipGive portal and your group will get a cashback bonus from their buy.

It’s a good way for family members to give again with out actually having to give something. Since it’s the retailers themselves which can be issuing the cashback rewards, family members are off the hook.

FlipGive may be nice for sports activities groups trying to elevate cash as nicely. Just have the sports activities group supervisor arrange a FlipGive group.

Then have group members’ mother and father enroll to be a part of the group and store through the group’s Drop account. It‘s a win-win all the way in which round.

Trustpilot rating: Listed on Trustpilot however no rating as of but.

15. Fetch Rewards

Fetch Rewards pays you to store, however they do it in another way than different rewards apps. All you will have to do is begin by downloading the free app. After you accomplish that, you can begin capturing photographs of your receipts.

You can use receipts from nearly any retailer together with grocery shops, liquor shops and extra. After you utilize the Fetch Rewards app to take an image of your receipt, Fetch Rewards does the remainder!

They’ll scan the receipt for matching affords on manufacturers they associate with. If you’ve purchased objects that qualify, you’ll get factors in your buy.

You can seek for rewards through the Special Offers tab or through the Brands tab. The Brands tab allows you to store for rewards on particular merchandise.

When you discover a particular supply or a model give you like, simply click on the “plus” signal and it will likely be added to your account.

Bonus: the app creates a procuring record for you too so you recognize precisely what you want to buy while you’re procuring to make the most of affords.

After you’ve earned sufficient rewards, you possibly can redeem your rewards for present playing cards to tons of of shops.

Just thought I’d point out this extra approach to get cashback for procuring. After all, there’s no such factor as “too much saving”.

Make certain to enter the referral code FETCH3K to get 3000 free factors. That is a free bonus of $3.00 only for signing up and scanning your first receipt!

Trustpilot rating: Listed on Trustpilot however no rating as of but.

Try Fetch Rewards for IOS or Android.

Read our overview of Fetch Rewards.

16. Checkout 51

Checkout 51 works type of like Ibotta. Every Thursday, Checkout 51 hundreds new affords onto your telephone by way of its app.

You enter the app, entry the affords and cargo those you need to make the most of. After you store and get the provided merchandise, you’re taking an image of your receipt.

When your receipt is authorised, Checkout 51 will credit score your account for the cashback quantity. Once your account has a minimum of $20 in it, you possibly can money out.

When you request your fee, they’ll ship it to you through a examine. Bonus: Checkout 51 will allow you to use your affords at any retailer. This is completely different than Ibotta the place affords are store-specific.

Trustpilot rating: 3.9 out of 5

17. Dosh

Dosh works a bit in another way than the opposite apps we’ve talked about right here. In truth, the web site calls it the simplest cash you’ve ever made.

With Dosh, all you will have to do is set up the app and securely hyperlink your debit and bank cards. Every time you store, Dosh will credit score your Dosh account for up to 10% of your buy.

They can even offer you $5 for each buddy you refer.

When you need to money out, you possibly can select PayPal, checking account switch and even donate to a charity.

Trustpilot rating: None listed

18. MyPoints

MyPoints offers money again on purchases at over 2,000 shops. They’ll offer you up to 40% cashback in your buy, relying on which shops you purchase at.

Like Ibotta, you want to entry the shops by way of the MyPoints portal in order to earn your cashback.

When you’re prepared to money out, you possibly can select a free present card out of your favourite retailer. Or you possibly can simply inform MyPoints to switch your money to your PayPal account.

Trustpilot rating: 4.4 out of 5


You’re going to store anyway, even when it’s just for requirements. If you need to earn some further money when you store, attempt utilizing one (or extra) of the websites above to earn a refund in your purchases.

After all, why not make the most of free cash?

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